Comments & Feedback

I have a home equity loan for $70,000 @ 8.4 what is the best & fastest way to pay this off. I am 66 yrs old & still working. Thx

— charlotte painter

Hi i saw you on today show. Wow your a hotie :) Dave

— Dave-913705

Carmen: I'm retired and rolled over my 457 to an IRA,Can I contribute to this IRA account with money from my pension?

— Robert-903938

Is there any way you can help the president and congress?,
Because, it seems the all have different ideas, but not the right ones.
You have a lot of ideas and can make a lot of difference for all American people and this country. than you for your time.

— Jose L C

please! email me the three rules for refinancing. I'm in the process of refinancing and i have equity, credit and I claimed my mother on my taxes so all together my income was about $19000.00. I need to the three rules !!!!
thank you .Hope

— hope cocca

Carmen:
1. How safe is it to buy or pay using your social & credit card number?
2. When is the best time buy airline tickets before or after Christmas & New Year's?

— DOMINGO FRIAS

Carmen:
1. How safe is it to buy or pay using your social & credit card number?
2. When is the best time buy airline tickets before or after Christmas & New Year's?

— DOMINGO FRIAS

Carmen:

How safe is it to buy or pay using your social & credit card number?

— DOMINGO FRIAS

Hello Carmen, how are you i try to see your program ever night. I am in such a dilemma . I need some desperate advise. I brought a house in Florida in 2005 with the intentions of relocating in 2006, however that was not possible because i could not find a job. so i am currently working in New York. My son and i own this house in New York but we both pays the mortgage. My Florida mortgage is with Country wide it is $1928.00 per month , i really don't want to lose the house since this is my home, but i can not meet the full mortgage payment and i have been pleading with them to try to reduce the interest rate of 6.25
Can you please give me some advise since i have placed my savings into this house in Florida

— swigg

Carmen, I'm sending you this message because You!

Thank You so much for reaching out to people educating them on Economics.

— dennis-754463

Hi Carmen,
Love your show.
What's your opinion about Yum Brand, Inc.??
What other dividend stocks do you recommend?

Thank you
Peter

— Peter-751569

Carmem: I have a mortgage @ 220,000 with a 40,000 PMI . Is there any way to get rid of the private mortgage insurance, on my loan ? it literally consumes half of my mortgage payment . Help appreciated.

— Tom k.-744713

MRS WONG:
I HAVE A QUESTION?
I INVESTED FEW YEARS AGO $16.OOO IN STOCK AND BONDS TROUGH CITI BANK AND I STARTED TO PANIC LAST WEEK AND TODAY AFTER I LOST ALL THE GAINS PLUS $3.000 I DECIDED TO SELL?
DID I EVER RECOVER THIS MONEY, BS I HAVE A CHANGE TO COME BACK TO THEM NOT AFTER 6 MONTHS.
HOW GOOD OR BAD WAS MY DECISION? I LOST MY JOB 3 MONTH AGO AND I DON'T HAVE NOW ANY DEBTS.
THANKS.
BEST.
CRISTINA.

— CRISTINA DIAZ

Hi Carmen,

I want your advice on what you think we should do about our current mortgage situation. We purchased a home in 2007 when we were making an average of $200k/year. We now have a $576k mortgage to show for it. Unfortunately, I am in real estate, and my income has substantially decreased. Now our household for 2008 averaged just barely over $100k. We have other bills to go along with our $4k "interest only" mortgage. Now, we're having to dip into our savings acct every month to pay our mortgage. We are currently in our early 30's and wondering if we should continue with our home and hope that we can make more money in the near future, or if we should just sell it and get something a lot more affordable. Real estate goes up and down as we all know and I don't think I should depend on a set amount on a yearly basis, just to pay the bills. Wouldn't you agree with that? Not including utilities and food, our other bills total approx $1500. Any feedback is appreciated!

— Keri-687513

Carmen what's the best way to get a loan if you have recently tried twice, and have heard, your not long termed experienced. I know i lose points on my credit, but im trying to get my credit in the 800's to go for a house. Your very helpful.

— terrence booth

Love your program, could you comment on (Simple Annuity Plans) are they right for older people, like mid 70's. You don't hear much about them. Don

— Donald E Rudd

My question is I paid off all my credit cards thru Careone that were in coolections.I then lived in New York. But I have since moved to Canton,GA where it is more affordable to get apartment.. Now I got from Comcast Cable, Georgia Power,Infinity Gas Company, all said that I have good credit standing. Have do I get a new credit card if I`m being told that I have good credit, but only six(6)months ago I paid off credit cards that were in collections,plus I paid off a car lien...

When is a good time to get a new or used car loan, and get a new credit card

I`m disabled.. And one credit card I don`t want in my wallet is Capital One..

Can you help me..Please reply, and I thank you for your time, Dave Hackford

— Dave Hackford

Hi Carmen,
My husband and I purchased a house in Michigan 3 years ago. We paid 340,000 with zero down. The house is now valued at 270,000. My husband is 57 and I am 49. We are thinking this is a sinking financial ship. We are not sure what to do. Any advice.
Milly

— Milly-672221

Dear Carmen,
I recently rolled over my 403b into an IRA at my bank. My bank investment person has recommended I use a bond fund there as a way to earn more interest. I am told that a bond fund can lose principal.
What do you suggest about getting into a bond fund at this time in our economy?

— Ann-666743

Carmen I have anunities with AIG I invested $100,000 in 2002 and receive a check every month $ 822.56, for ten years if I live beyond the 10 years I willstill receive the money, is this investment safe??, also I have in annunitie with First Sun America worth $84,552 at 3% , I ca n with draw 10 % or let it stay until Aug 2009 and withdraw it in full , is this investment safe?? I have woth Alliance an annunity $74,000 that pays me a monthly chack of $585,00 , is this a safe one, I was told the the Insurance Bureau of Connecticut protects me on these investments is that true , I need peace of mind thank you Albert DiBella 203-468-8339

— Albert J DiBella

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